Knowing who pays for what can make choosing a Shared Living home much easier.
Navigating the NDIS can feel complicated, especially when it comes to understanding how funding works for Shared Living, Supported Independent Living (SIL) or Individualised Living Options (ILO). The good news is that once you break it down, the responsibilities are clear and easy to understand.
What you pay for
When you live in an NDIS Shared Living home, you cover the same everyday costs that any person renting a home would normally pay. This includes:
- Rent
- Electricity, water and gas
- Internet
- Groceries and household items
- Personal expenses
These are known as tenancy and day-to-day living costs, and they are not covered by the NDIS because they are considered ordinary living expenses for all Australians.
What the NDIS pays for
The NDIS funds the supports that help you to live safely, comfortably and independently. This includes:
- Support workers who provide daily living support
- Supported Independent Living (SIL)
- Individualised Living Options (ILO)
- Home modifications when they are needed for safety and accessibility
- Assistive technology that helps you participate in daily life
These supports are designed to help you build skills, develop independence, and live in a home that suits your needs.
Why understanding this matters
Knowing what you pay for and what the NDIS funds can help you choose the right NDIS home, plan your budget and feel confident when exploring Shared Living options. It also helps families and decision-makers understand how different supports work together to create a safe and stable living environment.
A home that supports your goals
Sunnyfield Shared Living homes across NSW offer a range of support levels, from low-needs assistance through to 24-7 Supported Independent Living. Each home focuses on independence, community access and meaningful daily life.
Whether you are exploring SIL, ILO, Specialist Disability Accommodation (SDA) or general NDIS accommodation, understanding your funding gives you the power to make informed choices.
Explore Shared Living with Sunnyfield
If you are ready to learn more about NDIS housing options, our team can guide you through the next steps and help you understand your funding.
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